Types of Loans: Many lot and land financing programs are short term loans which may have a balloon payment which becomes due after a defined number of years (often 3 to 10 years).
Some lenders and banks offer adjustable rate solutions as well. 12 month payday loans online to the real estate market collapse in the early 2000s, many lot and land loan providers left the market in search of safer lending practices. Today, it can be more difficult to find companies willing to lend on land.
With that being said, they are out there. Another option might be contacting local banks and credit unions.
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