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Moreover, some banks charge an additional fee for the processing of your application. The processing fee varies from P1,000 to P2,000, depending on the lender. Personal Loans 24 hour cash advance and payments. Several banks and financial institutions offer flexible payment terms, giving borrowers the freedom to pick what agreement works best for them. Payment terms may vary from 3 months, 6 months, 18 months, 24 months, even up to 60 months. Note that the longer the loan tenure, the higher the interest rate.
However, some banks offer a fixed interest rate. In the event the borrower fails to settle the monthly repayment on the given due date, they will be charged a late payment fee.
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