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You should check your loan agreement for your lender's policy on automatic loan renewal prior to e-signing it. If your loan is renewed, there will be additional charges as determined by your lender, and the minimum term can be set up.
Your lender may offer you other options in addition to renewal, including the ability to repay your loan in full at a later date or repay your loan over time in a series of installments.
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Cash advances: Whether in the form of a payday loan or an advance on your credit card, cash advances must be more than 70 days old if they total 750 or more in order to be eligible for a bankruptcy discharge. Credit purchases: Additionally, if you make credit card purchases of luxury goods totally more than 30 year fixed mortgage rates quicken loans to any one creditor within 90 days of filing for bankruptcy, there's a good chance the court will not discharge the debt.
The reason these limits exist is to prevent the sort of fraudulent behavior that involves charging up a lot of non-essentials on a credit card or taking out a large cash advance that you don't intend to repay and filing for bankruptcy rather than repaying the debt. Speak with a Bankruptcy Lawyer about Your Cash Advance Debt Today. Not sure whether your cash advance debts are eligible for discharge in the bankruptcy court.
Then find out the specifics of your case by taking this opportunity to speak directly with a bankruptcy attorney practicing in your area.