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Closing your bank account is one answer, but since banks check credit reports to open new accounts, I recommend that a new account be opened before the old one in closed, just in case. If there are only one or two such checks outstanding, it may be worth paying the stop payment fees to make sure that the checks are not cashed. It just depends on whether the cost of opening a new account (new checks, less favorable fees, convenience) exceeds the cost of stop payment fees.
Most states have some type of consumer affairs department that publishes information about payday lenders specifically for that state. For further information online, search for payday lender brochure. Even better, consult your friendly neighborhood bankruptcy 500 00 personal loans, who can help you determine what to do about payday lenders as well as other creditors.
Cash Advance Bankruptcy. If you're considering filing for personal bankruptcy as a way to relieve overwhelming debt, you may be concerned about how certain debts are treated in bankruptcy court.
Cash advance debt is a type of debt that worries many bankruptcy petitioners.