44 which including the 3 fee paid from the loan amount, would have a total cost of 329. Representative 29. 82 APR. If you borrowed 5,000 over a 48 month period and the loan had an 8 arrangement fee (400), your monthly repayments would be 131. 67, with a total payback amount of 6,320. 12 which including the 8 fee paid from the loan amount, would have a total cost of 1,720. Representative 18. 23 APR. ARE THERE ANY FEES.
We were surprised by this, since we had asked about it in advance, said Melinda. But we figured it was still do-able. We had some extra funds in the bank, aside from our down payment and closing costs. The next person the borrowers heard from was their loan officer, the same person who had originally told them that cash reserves werent necessary. The loan officer came back and said, the underwriter now says you need six months of cash reserves in the bank, before closing.
Thats 20,000 we hadnt accounted for up abhyudaya bank personal loan form, based on the loan officers original statement. There was no way we could pull that kind of money out of thin air. At the time of publication, Brad and Melinda were in the process of switching lenders. They found another lender who did not require any reserves on VA loans. Frankly, he was scratching his head over the whole thing, Melinda added.
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