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Utkarsh Narang 5 5. Not good. Got personal loan in 3 days which they promise to do within 24 hours. Shashank Pandit 3 5. A good experience regarding personal loan. The interest rate was a bit high when compared to the other Loan product. Maadavan N.
In summary, taking a cash advance on your credit card means taking on a very expensive short-term loan. This is almost never a good idea, so consider all other options before anz personal loan pre approval a cash advance. Its also important to take the fact that youre thinking about using a cash advance as a sign that your finances need some fine-tuning.
You dont want to end up in this situation again. What Is a Cash Advance. A cash advance allows you to use your credit card to get a short-term cash loan at a bank or ATM. Unlike a cash withdrawal from a bank account, a cash advance has to be paid back - just like anything else you put on your credit card. Think of it as using your credit card to buy cash rather than goods or services.