Lenders are within their rights to file reports with the three major credit bureausвЂExperian, Equifax and TransunionвЂif you fail to repay your loan. This apply for a quick personal loan remark will lower your credit score and may make it impossible for you to obtain short term loans or other forms of credit in the future. However, once you have repaid your debt to your lender in full, this will be reported to the credit agencies and the negative remark will be removed from your credit history.

Some of the lenders in our network participate in what is known as automatic loan renewal. Simply put, if your loan is beyond a specific amount of time past due, your lender will rollover your loan. This may be offered to you in addition to options like repaying your loan in full at a later date or repaying your debt in installments over time.

The minimum term for an automatic renewal is 15 days and you will likely be required to pay renewal fees and additional interest charges.

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Loans South Africa. Tailormade with flexible options to suit your pocket and lifestyle. Amount Range: R1 000 - R250 000 Repayment Period: 12 - 60 months. Company Reg No: 195100000906.

NCR Reg No: NCRCP16. A personal loan is an easy and affordable way to better your life. Think about the good that a loan can do for you or your family, and you too can experience how a loan can pay you back.

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