Since their founding, the company has offered short term and online loans to people across the U.and the company now has 2,400 office locations. Thank you, you have successfully subscribed to our newsletter. Enjoy reading our tips and recommendations. Auto Finance Contributing Editor. Lauren Fix, also called The Car Coach, is an automotive and auto finance expert.

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You may not need it if you can get a less expensive loan offer. However, if you cannot, it is a decent option to explore. It provides you with access to funds without needing to present collateral. Additionally, since it is not backed by your home, if you do default, you do not lose any assets in the process.

This can make it less of a risk to the consumer. I Applied For An Online Payday Loan. Here's What Happened Next.

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