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I told him I was a reporter, that I didn't really want a loan, and I figured that would be the end of it. But then, I started to get more calls. "Hi, Mary. My name is Ethan, Ethan Foster, and I'm calling from InstaLoan. And this call is regarding the loan application which you put online. It has been successfully approved by our company as a personal loan.
" "This message is intended for Mary Kettler.
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