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Axis bank personal loan emi missed

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Axis bank personal loan emi missed

(Photo by Taber Andrew Bain CC BY 2. 0) Legislation passed in 2008 to reform the regulation of payday loans does not apply to similar types of loans made under another section of law, according a decision from the Ohio Supreme Court today. Writing for the unanimous court, Justice Judith L. French determined that the Short-Term Loan Act (STLA) does not prohibit lenders registered under the separate Mortgage Loan Act (MLA) from making interest-bearing, payday-style loans.

Also, under the MLA, a registered lender is permitted to require that an interest-bearing loan be repaid in a single installment, Justice French wrote. The decision reverses the judgment of the Axis bank personal loan emi missed District Court of Appeals and returns the case to the trial court for additional proceedings. Ohio Neighborhood Finance, which operates lending businesses called Cashland, registered as a lender under the MLA in 2008.

The company is not registered to make loans under the STLA. On December 5, 2008, Cashland loaned 500 to Rodney Scott. The loan agreement set up this payment schedule: One payment in the amount of 545.

Axis bank personal loan emi missed