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It is used to secure payment of a promissory note. Default: Failure to fulfill a duty or promise as specified in the Promissory Note andor Deed of Trust. Deferred Payment Loan: A loan which allows the borrower to defer all the monthly principal and interest payments until the maturity date of the promissory note, at which time the outstanding principal loan balance and all accrued interest is due and payable.
Downpayment: The difference between the purchase price of real estate bank personal loan poor credit the loan amount.
The borrower is responsible for providing the funds for the downpayment. Employee: An Appointee who has actively begun to serve in his or her full-time position. Equity: The difference between the fair market value of a property and the current indebtedness secured on the property. Escrow: A situation in which a third party, acting as the agent for the buyer and the seller, carries out the instructions of both and assumes the responsibilities of handling all the paperwork and disbursement of funds at settlement or at closing.