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1321. 35 to 1321. 48, to regulate short-term, or payday, loans. And then a funny thing happened: nothing. It was as if the STLA did not exist.
Not a single lender in Ohio is subject to the law. How is this possible. How can the General Assembly set out to regulate a controversial industry and achieve absolutely nothing. Were the lobbyists smarter than the legislators. Did the legislative leaders realize that the bill was smoke and mirrors and would accomplish nothing.