Your lender may offer you other options in addition to renewal, including the ability to repay your loan in full at a later date or repay your loan over time in a series of installments.
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Are there any fees. The Facility is subject to an arrangement fee. This only applies to successful applications. The fee structure is agreed at the outset and clearly explained in the offer letter.
The fee is payable on first draw down of the Facility. There may be a monthly management fee applied to the Facility. This fee would be collected against the Facility on a monthly basis. There is also a daily charge of interest of between 0. 05 - 0.