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I filed a chapter 13. Here it is 2015 there harassing me telling me I committed fraud and there going to send it to county. I told the man I filed bankruptcy back then. Can they still get any money after 8 yrs gone by. Can they do anything. Louise, you didn't say if you received your discharge of debts in that Chapter 13 bankruptcy, and if you listed that payday loan in your schedule of debts.