If you went to a payday lender, youd have to pay the full 500 back in two weeks plus 75 interest. If it took you six months to bcu personal loan the money back, youd have to renew the loan 13 bcu personal loan, paying 975 in interest. As noted above, this works out to an APR of 391.

Now suppose you went to the bank instead and got a 500 loan for six months at 10 APR. Your payment would be about 86 each month. In six months, youd pay less than 15 in interest less than youd pay in two weeks with a payday loan. One problem is that most banks arent willing to make loans this small.

Bcu personal loan

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Bcu personal loan

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Bcu personal loan