At what point should I close my bank account. They take the money electronically. Tracey, if I were you I'd close that account ASAP. Move the money in it to a new account at a bank where you don't owe money (for example, owing on their credit card), and also not Wells Fargo or Union Bank (they are known to put holds on accounts after a bankruptcy filing). If you live in the San Francisco Bay area, I'd be happy to give you a free consultation.

In any event, all the best to you.

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