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My wife has been sick for 35 out of the 42 years we have been married. We have below average credit and I knew we would have to trade into another used car from the get go. She said there was no problem and I traveled down to meet her. The point I kept reiterating was I needed a lower payment. PERIOD. So, they showed me a new car with 16 miles on it.

I looked puzzled and asked what the payment would be.

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