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Payday lenders dont waste time when the money you owe is due. Theyll immediately initiate automatic withdrawals from your bank account if youve given them access as part of the loan agreement. If the debits dont go through, they may break the charge into smaller chunks in an attempt to extract whatever money is in your account.
You have options such as settling the debt for less than you owe or filing for bankruptcy if your debts are overwhelming. Each failed attempt can trigger a bank fee against you. Successful attempts could drain your bank account and cause other transactions to bounce, resulting in more fees.
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