For Taylor, the field service technician in Virginia who now owes about 20,000 to online payday lenders, there has been some relief.
Last month, acting on advice from Speer, the executive director of the Virginia Poverty Law Center, Taylor asked his bank to stop allowing the lenders to make withdrawals from his checking account. Perhaps predictably, the companies that lent him the money arent happy.
Some of them have begun hounding Taylor with phone calls. Meanwhile, his debt is rising fast, growing higher every two weeks. Finally, the debts have ruined Taylor's credit, which he says will cause him to pay more for insurance and for his cell phone. He says he feels guilty that he wasnt able to pay back the loans. These people did give me money.
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