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Loan seekers with marginal credit may be able to obtain this type of loan with the help of a cosigner. Payday Loans. These loans are usually small, short term and available to those with high-risk or marginal credit. They are called payday loans because, originally, the loan term lasted only till the borrowers next payday.
Consumers turn to these loans to pay for unexpected emergencies or to cover living expenses. They should be a last resort since they come with burdensome fees.
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