Please Read Carefully. This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans. com does not have an available lender, you will not be connected to a lender.
In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders.
Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
The purpose of shorter duration loans is to provide the borrower temporary financial relief.
What is a hard credit check. A hard check, on the other hand, goes a little more in-depth with your credit history. You also need to give your permission for a hard pull on your credit report.
It can cause a temporary dip in your credit score and stays listed as an inquiry for two years. What are lenders looking for. Lenders typically like to see on-time payments to show that youre likely to repay your new loan on time. They might also look into how much debt you currently have to see if adding on anymore would be overly burdensome for you to keep up with.
Do all lenders perform a credit check. In some cases, lenders may not perform a credit check at all. This is especially true for payday loans and short-term installment loans.
3323 S. Crater Rd.Unit C Petersburg, VA 23805. Phone: (804) 722-0094. Cash-2-U Loans. 651 Boulevard, Suite 1 Colonial Heights, VA 23834. Phone: (804) 524-8365.