She reiterated the stance of the OLA representative in the story, that state laws about online lending are unclear and that most online lenders don't operate in states "where jurisdiction is in question.
" Among her other points: "The article relies heavily on a Pew Charitable Trust cash 2u payday loans corporate office regarding online and storefront lending that is based on research conducted in 2011, which personal loan monroe la changes by many online lenders in response to industry guidance from the FTC.
In short, the study does not reflect how legitimate online lenders conduct business today. We do, however, agree with a number of the conclusions in the Pew report, including the need for more fraud protection and strong, clear federal guidelines for small-dollar loans. "OLA and its members abide by a strict set of industry best practices that Pew referenced positively in its study. OLA companies use sophisticated underwriting analytics to ensure customers are willing and able to repay.
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