But just because you can doesn't mean you should. How Cash-Out Refinances Work. Cash-out refinances are similar to other refinances, except the homeowner actually borrows more than than they owe on their original loan.

For example, say your home is worth 300,000, and you owe 100,000 on your mortgage. If you get a new loan for 150,000, you can pull out 50,000 of your homes equity in cash.

Click here cash advance loans mn read more about cash-out refinances on Bankrate. com. Note :Texas has specific laws governing cash-out refinances and home equity loans, which prohibit homeowners from borrowing more than 80 of the value of their home.

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Cash advance loans mn