Account approval requires satisfaction of all loan eligibility requirements, including a credit inquiry, and, if applicable, motor vehicle appraisal. Were Committed To Service, Speed Security.
Connect with a Helpful Lender. We commit to connecting you with an approved lender. We also made the process simple. No need to visit hundreds of websites and fill out numerous paperwork. The Need for Speed.
A personal line of credit is a pre-approved, unsecured line of credit. When you need money, take one of the special checks well provide you, fill it out with the exact amount cash advance over credit limit need, and sign it. You can use this check to deposit money in an account or pay a third party for a purchase. Alternatively, you may request the line be used as overdraft protection on your Independent Bank checking account at the time of your application. With a line of credit, you only pay interest on the amount you use, when you use it.
The line can be paid down at any time and drawn on again up to the credit limit as long as the account remains in good standing. Unsecured loan. This is a loan that isnt secured by collateral, and your ability to qualify is based on how creditworthy you are. It can be a good option for small home improvement projects, and can provide savings if your alternative is a credit card, which almost always carries a higher interest rate than an Independent Bank unsecured loan.
You are under no obligation to use the service, initiate contact, or request credit with any of the lenders.
This service is not available in all states. The residents of Arkansas, New York, Vermont and West Virginia will not be able to use the service of the website. Service availability and scope are subject to change without notice.