It has been an easy transaction for me, and I am guessing it helps that I. Unlike other banks, BDO is no longer mailing account statements of your loan due date. Instead, they sent me a loan card, indicating my monthly due amount and date.
Payment scheme was also more convenient with BDO because they accept over-the-counter payment, or savings deduction. I chose the first option than issue them post-dated check or have them deduct my monthly dues to my savings account.
This way I have full control of my own savings. When it comes to interest rates, BDO gives lower rates. I should know, because like I said I have an existing loan from another bank the rates comparison is by far better with BDO.
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