75 minimum rate. The stated reduction in the Standard Rate is known as the Interest Rate Differential. The Interest Rate Differential is established to decrease annually between 0. 25 to 0. 50 until such time as the Borrower Rate equals the Standard Rate. Hazard Insurance: A contract where an insurer, for a premium, undertakes to compensate the insured for loss on a specific property due to certain hazards.
(See Homeowners Insurance Policy). Home Improvement: Repairs andor additions made to better the status of the permanent structure of the primary residence.
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