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" They then serve as "wholesalers" who process large numbers of small loans or investments. This "economy of scale" often allows intermediaries to be more efficient than a foundation or funder could be if it considered each investment individually.
Also, intermediaries often develop expertise in a particular field or region that foundations or funders cannot afford to develop. In cash crusaders loan policy context of this study, non-financial intermediaries include community foundations and financial intermediaries include credit unions, venture capital and loan funds, banks, etc.
Leverage Using long-term debt to secure funds for an organization. In the social investment world, often refers to financial participation by other private, public or individual sources. Liabilities, Total Liabilities Total value of financial claims on a firm's assets.