To File a Complaint. File a complaint with the Department of Financial Services at (800) 342-3736 if you believe payday loans are being made in New York or to New York residents, or if a debt collector is seeking to collect on a payday loan in New York.
What is a Payday Loan. A payday loan is a relatively small, high-cost loan, typically due in two weeks and made with cash flow loan agreement borrowers post-dated check or access to the borrowers bank account as collateral.
Payday lending is illegal in New York for a number of reasons : Payday loans are designed to trap borrowers in debt. Due to the short term, most borrowers cannot afford to both repay the loan and pay their other important expenses.
MoneyKey is licensed as a Credit Services Organization (CSO) and Credit Access Business (CAB) in the states Ohio and Texas, respectively. You can rely on MoneyKey to protect your information in accordance with industry standards. Cash flow loan agreement have adopted secure socket layer (SSL) encryption and Verified Site Certificates to protect your personal information as it flows between your computer and our servers.
Once your information is stored within our database, we have the necessary physical and logical security measures in place to keep your data secure. Here to Lend You Money When You Need it. MoneyKey offers, arranges and services various Installment Loans, Payday Loans and Lines of Credit. Designed to meet your everyday short-term financial needs. Payday Loan. Payday Loan, also known as single-pay loan, is paid on your next pay day.
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