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However, if you need to borrow money to help you out of a tight financial spot, a specialised bad credit loan may be the best option for you. There are three types of bad cash loan agency loans: unsecured, a guarantor loan (where someone commits to repaying the loan on your behalf if you default), or a peer-to-peer loan (when you borrow from people instead of banks). Make sure you review the fees and charges when you compare bad credit loans and shop around to find the most competitive deal.
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