This cool off period is explained in the disclosure provided to you at time of application and is named the 12- day letter. Furthermore, after closing of your home equity loan, Texas constitution requires a 3-day rescission period in which you may terminate the loan without obligation. There cash loans boise idaho other home equity requirements required by Texas constitution. You may find more information by looking up Texas Constitution section 50 (a) (6) article XVI.
Ask you HomeStart loan officer for a copy of the 12-day letter and explanation of you rights. Cash-Out Refinances: The Risks of Using Home Equity as Cheap Credit. December 19, 2014 | by Katie Claflin.
Homeowners who have built a substantial amount of equity in their homes may be eligible to refinance their mortgage loan and cash out some of their equity. This is known as a cash-out refinance.
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