If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans. com does not have an available lender, you will not be connected to a lender. In some cases, you may be given the option of obtaining a loan from a tribal lender.
Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps. If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any cash loans for single moms loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
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Gov website and file a complaint. Keep a copy. You cannot be put in prison for a payday loan. They do not report your failure to pay them to the 3 credit bureaus. You should search for their name on your States Department of Finances or for you, it maybe Dept.
of Banking… Determine if they have a State license. Report them to your State Attorney General. Finally, if you did borrow the money, pay them back the loan principal plus maybe 10 interest - just good Karma. Send them a money order; never a check.