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HORRIBLE BANK. I am a small business owner and have my company checking at Extraco. They turned me down for a commercial loan for 9200 with a personal credit score of 803 and keep over 10k in my company checking. The pickup truck that I was putting up for collateral did have 195,000 miles… 5. Lone Star Ag Credit. 13525 Sandalwood Dr Waco, TX 76712.