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Lenders Disclosure of Terms. The cash max loans in new york you are connected to will provide documents that contain all fees and rate information pertaining to the loan being offered, including any potential fees for late-payments and the rules under which you may be allowed (if permitted by applicable law) to refinance, renew or rollover your loan.
Loan fees and interest rates are determined solely by the lender based on the lenders internal policies, underwriting criteria and applicable law.
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Principal: The amount of debt, exclusive of interest, remaining on a loan. Principal and Interest to Income Ratio: The ratio, expressed as a percentage, which results when a cash max loans in new york proposed Principal and Interest payment expenses is divided by the gross monthly household income. The maximum allowable ratio for MOP loans is 40. Also known as PI ratio. Processing: The preparation of a mortgage loan application and supporting documents for consideration by a lender.
Program: The term "Program" refers to any loan made under a University of California Home Loan Program. Purchase Transaction Documents : The aggregate term for independent third party documentation pertaining to the subject property. This includes property appraisal, termite inspection report, preliminary title report, real estate transfer disclosure, roofing, geological, foundation, septic inspections, and overall home inspection.
Quit Claim Deed: A deed relinquishing all, or a portion of, the interest, title, or claim in a property by a grantor. Reconveyance: The transfer of the title of land from one person to the immediate preceding owner.