I have reported this incident to the FTC, Attorney General and plan to report it to BBB. They called me from area code 530 714. I have been receiving these calls for the past couple of days at my job. This guy with a thick indian accent by the name of Charles Smith claimed that I took out a payday loan back in May 2009 and that I have not paid and my account has been sent to the legal department for US Cash advance.
he claimed that if I didnt pay at least 479 dollars today that they would file court papers on me tomorrow morning. I have repeatedly asked them to send me documents on this loan that I supposedly taken out but he told me that he could not cash out refinance loan to value limits that information.
Soooo basically i asked, you are suing me for taking out a loan but you have no documentation showing that i actually signed for and received a loan. And also your name is Charles Smith with a heavy indian accent?. Right.
No credit does not disqualify you from getting a loan. Bad credit may or may not be a problem. It depends on a lenders decision. Faster Processing.
The obvious upside is that you can expect to get the money much faster with no paperwork than what you would otherwise get from other financial institutions. You can apply for a guaranteed payday loan online sitting at home or at work as long as you have access to a computer. One Hour Money. When you look online for a loan company that offers online personal loans or payday loans, they will always claim that they can process a fast application process.
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