The process is easy to follow and receiving the money you need is totally hassle-free. The first step to take is to visit the Cebuana Lhuillier branch nearest your home or place of work.
Once at the branch, approach the friendly staff and present the item that you want to pawn. The expert pawnshop staff will inspect the item and will conduct an appraisal. Once they are done with the appraisal, they will inform you about the appraised value and net proceeds that can be received. The pawn shop staff will also request for your identification card.
Government-issued IDs are the best forms of identification to present and use for the transaction. If you agree to the terms, the staff will request you to sign the pawn ticket. After signing, you will be given the money that corresponds to the item that you pawned.
During renewal or redemption of the property that you pawned, all central bank personal loan document need to do is to present the signed pawn ticket.
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Lenders are within their rights to report your failure to repay a loan to one or all of the central bank personal loan document credit reporting agencies - Experian, Equifax and Transunion. This negative record can be reflected on your credit history indefinitely until the loan is repaid in full. After the lenders receive payment in full, they can report it to the credit reporting agencies.
We remind that late payment or non-payment of your loan can have negative impact on your credit history. Some of the lenders in our network may automatically renew your short term loan if it becomes past due. This term is clearly identified in your loan agreement. You should check your loan agreement for your lender's policy on automatic loan renewal prior to e-signing it. If your loan is renewed, there will be additional charges as determined by your lender, and the minimum term can be set up.