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2 ATM owner fees may also apply. 3 Calculation based on 5 PIN Purchase Transactions and 5 Signature Purchase Transactions. 4 To be eligible for this optional fee plan, have 500 deposited to the ACE Elite Prepaid Card during one calendar month. See Cardholder Agreement for details. Goodbye to Hidden Fees. Fees Related to the Service: Refunds are at par. None of the fees shown are assessed by MetaBank or the Card Association.