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Hi are you guys. A noob here in this forum. I have a question regarding OFW loan. Im a housewife and my husband is working right now in Dubai for almost a year now. Due to financial problem that we are facing now, we need cash especially this coming June since its enrollment again. Based from what I heard, you need a co maker when you apply for an ofw loan, and since Im only a plain housewife, I cant be my husbands co maker.