" Ignaucio the manager agreed that I had paid a lot and he said I could pay the car off with 2700. 00 additional dollars because he could not authorize anything lower. I agreed. However because I was trying to pay it off with a debit card and not a cashier's check, Ignaucio rescinded the agreement and told me he does not take calls after hours even though I have phone logs showing I made over five calls to him that day during office hours and left a detailed message thanking him.
Moreover, Manny an employee decided he would go ahead and take a payment from me of 1500. 00 off citibank personal loan amortization debit card that same day.
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What do I do about this. Carol, you say you are "filing bankruptcy". Have you retained an experienced bankruptcy attorney. If not, you should do that immediately. Filing bankruptcy with creditors threatening you is not a DIY project. That said, payday loan companies are known for making threats that they cannot fulfill. But telling them that you're going to file bankruptcy doesn't accomplish anything.
You either file bankruptcy or you don't.