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Citibank personal loan application online lenders also require you to have an active checking account, but some will lend you money if you have just a savings account. In many cases, you can qualify for a payday loan even if you have poor credit, and many lenders issue loans without running credit checks on borrowers. How long do I have to pay back a payday loan. A payday loan is usually due on the date you receive your first paycheck after taking out the loan.
However, some lenders require that loans be repaid within 14 days, even if you get paid only once a month. Other lenders may allow you up to 35 days to repay the loan.
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