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Phpnewsmediabackground_and_statistics What is a Payday Loan. Consumer Financial Protection Bureau. January 13, 2016. Accessed January 27, 2016. https:www. consumerfinance.
If you know that you definitely cannot meet the requirement of repayment agreed upon, or if you know there is going to be a repayment problem in future, it is highly recommend that you contact your loan service provider timely.
To consider important details and for remembering. If you know that you are unable to commit to a repayment on a loan, it is highly advisable to not to apply for one at all Consider contacting your loan service provider timely if you have any doubt or knowledge that you will not meet your payment date, or that you will not be able to pay the loan back at all In order to avoid being reported to the Credit Reference Agency by your loan service provider for non-payment or late payment of your loan, or for not complying to your agreed upon date of payment, between yourself and your loan service provider, in order to not have a negative effect on your overall credit score you should repay your loan on the date agreed upon.
A negative impact on your credit score from an unpaid loan can hinder citibank personal loan track record process for further loan applications (i. to apply for financing of home loans, car finance or even cell phones, etc. ) Defaulting payment comes with a charge for collection (this chargefee will vary from loan service provider citibank personal loan track record provider,) and your loan service provider may even charge you interest on the balance that is due, usually at a the cost agreed upon in your loan agreement terms.