Length of loan. Title and payday loans are short-term loans, meaning borrowers get the money quickly but also have to pay back the amount they owe with interest in a limited amount of time. The length of time a borrower has to pay back their loan varies from lender to lender, but there are some industry standards.
30 days: A common amount of time allowed for title loan repayment is 30 days. Some lenders may give you another 30 days if you cannot pay on time.
To avoid defaulting on a loan, see if a relative or good friend can help with the payments. This allows you additional time to pay your friend back without worrying about losing your car or incurring extra interest fees. If you cant pay back citifinancial personal loans philippines loan, or wont be able to, you may have to look at selling the vehicle or other items you own free and clear.
Longer loans: Some lenders will give borrowers a longer time to repay their title loan.
Become a Member. Email newsletters. National Security. Immigration. Environment. Workers' Rights. Six federal agencies are investigating online payday lenders. A half-dozen federal agencies are probing the practices of online payday lenders that target the poor.
By Daniel Wagner.
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