It turns out there's a huge online bidding process for such loans. ETaxLoan isn't a lender at all, but something called a lead generator. It finds potential customers, then passes them on. When I tried to citizens bank personal loan cosigner eTaxLoan to learn more, I might as well have been looking for the holy grail. The company's customer service line connected to a recording that said "due to an overwhelming response to great loans," it could not take calls.
The site lists an address in Delaware - but the company isn't at that address. I spent days trying to find the company's physical location, without success. And when I tried to call back the people who had offered me loans, I couldn't get through.
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We remind that short-term loans are not a long term financial solution. To help government fight identity theft, the funding of terrorism and money laundering activities, and to help attempt to verify a customerвЂs identity, Lenders may obtain, verify, and record information citizens bank personal loan cosigner identifies the customer.
APR Disclosure. The APR associated with your loan stands for the annual percentage rate, or the amount of interest you will be expected to pay in relation to the length of your loan term.
Most of the time, the APR for short term loans ranges from 260. 71 to 1825.