We specialize in short-term consumer loans, bill pay, prepaid debit cards, and check cashing services. ACE Cash Express has proudly served millions of customers since 1968. ACE in the Community. The ACE Community Fund is ACE's corporate giving program supporting organizations that help children, support education, and promote financial literacy. Since 2004, we have donated more than 11 million to charitable organizations throughout the nation.
All loans subject to approval pursuant to standard underwriting criteria. Rates and terms will vary depending upon the state where you reside. Not all consumers will qualify for a loan or for the maximum loan amount. Terms and conditions apply. Loans should be used for short-term financial needs only, and not as a long-term solution.
Late Payments Hurt Your Credit Score. Please be aware that missing a payment or making a late payment can negatively impact your credit score. To protect yourself and your credit history, make sure you only accept loan terms that you can afford to repay.
If you cannot make a payment on time, you should contact your lender immediately and discuss how to handle late payments. Flash Apply. Quick, Easy and Confidential. Apply for a Loan. Instant payday loans for people with bad credit. FlashApply provides customers an opportunity to get an instant loan approval from financial institutions in a few clicks. Our services are all about helping you manage a short-term financial need.
The reason these loans lead to so much trouble is that there are little-to-no regulations for them in Dallas. This means that you can be charged excessive fees and interest rates simply for needing to borrow in the first place. Just like with auto title loans, the state of Texas hasnt created very many laws to stop the predatory lending that takes advantage of low-income families and individuals.
Because of the lack of regulations, payday loans in Texas will cost you about twice as much as they would in other states. (3) And the fact that these loans are so expensive, means that many customers cant pay them back on time, and are forced to take on more fees in order to extend the loan.
This is how the cycle of debt is created.