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"A purchase with 50 financing is significantly stronger than a purchase with 80 financing because it's far more likely to close," says real estate agent Ben Kruger of Teles Properties in Beverly Hills, Calif.
"With more equity in a home, a lender … is going to be far less concerned with appraisal. There is simply less risk for the lender. " Inspect in advance. Most buyers make offers contingent on a home inspection so that if theres anything major wrong, they can back out. It doesnt have to be that way.