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While lending companies and their investors rake in money, however, the situation is more precarious for the more than 3 million Americans who take out online payday loans each year. The very purpose of an online lender affiliating with a tribe is specifically and expressly so that they a quick payday loan lend in violation of state laws, Ellen Harnick, a payday lending expert at the Center For Responsible Lending, told HuffPost.

And it's the poorest Americans -- the ones who need quick cash to address the most pressing issues in their lives -- who are most at risk. State regulators have taken numerous easiest place to get a small personal loan to protect borrowers, passing laws limiting the size and frequency of short-term loans and setting maximum interest rates that lenders can charge borrowers. Laws in 14 states and D. that outlaw payday lending make online, high-interest installment lending illegal as well.

The Consumer Financial Protection Bureau is also in the midst of writing the first federal payday lending regulations. But by working with Native American tribes, companies like Think Finance have largely managed to stay one step ahead of consumer protection laws.

Easiest place to get a small personal loan

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Easiest place to get a small personal loan