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REPRESENTATIVE EXAMPLE. If you borrowed 2,000 over a 12 month period and the loan had a 3 arrangement fee (60), your monthly repayments would be 189.

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Take your time to look at the small print and don't be afraid to keep asking until they have explained it all clearly, or to walk away. Remember you are the one who is paying them for the loan - it is the lender's responsibility to make it clear what you are signing up to. TOP TIP. Remember to think carefully about the cost of any loan, including the interest rate and any charges, and how and when you will get the money to pay it back.

If you can possibly plan to save some money at the same time, you can start earning compound interest instead of paying it. Young, British and Broke: The Truth about Payday Loans was broadcast on BBC Three on 3 December 2013 at 21:00.

Fastest cash advance & payday loans birmingham al

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