The locked-in MOP rate will be the Program rate in effect at federal money loans time of loan commitment. This rate is calculated by using the four-quarter average of the Universitys Short-Term Investment Pool (STIP), rounded to federal money loans nearest five hundredths of a percent and adding an administrative fee component of 0. Also known as the Standard Rate. Date of Recordation: The date on which a deed of trust is officially entered on the books of the county recorder in the county in which the property is located.
Deed of Trust : A security instrument, used in place of a mortgage, conveying title in trust to a third party covering a particular piece of property. It is used to secure payment of a promissory note.
Default: Failure to fulfill a duty or promise as specified in the Promissory Note andor Deed of Trust. Deferred Payment Loan: A loan which allows the borrower to defer all the monthly principal and interest payments until the maturity date of the promissory note, at which time the outstanding principal loan balance and all accrued interest is due and payable.
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