There are 566 federally recognized Native American tribes in the U. Like the Habematolel Pomo, these tribes appear online as the owners of payday lending enterprises. But the call centers and other operations are elsewhere, and the tribes themselves get as little as 1 percent of the revenue. The entire online payday lending industry brought in nearly 4. 3 billion in revenue in ge money personal loan apply. Until last year, when federal regulators started cracking down on tribal payday lending businesses, they constituted about a quarter of the online payday lending industry, said John Hecht, an analyst who specializes in payday loans.

CaliforniaвЂs rancherias are located in remote parts of the state, and have little land and a dispersed membership. There are few economic options for them: Casinos, the traditional revenue generator for tribes, are not always viable, especially in far-flung places.

The Habematolel Pomo know this. Most of the rancheriaвЂs land is already occupied by the wigwam-shaped Running Creek casino, which opened in 2012.

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