What is the APR I can expect for a loan I may get from CashAdvanceIt. CashAdvanceIt is not a lender and does not provide short-term loans, but refers consumers who need these loans to lenders who provide them. Because CashAdvanceIt does not provide consumers with loans directly, it is very difficult for us to provide you with an exact Annual Percentage Rate (APR) that you might expect to pay on a short-term loan.
APR is meant to characterize both the interest rate and the fees associated with a loan for an entire year.
The loan that you are likely to be offered by a referral from our site will be a short-term loan that should be repaid in a matter of weeks, so using an APR to describe the cost of the loan may seem misleading. That said, since APR is a well-recognized standard for describing the cost of other types of loans, like mortgages, credit cards, or auto loans, we want to provide an APR for you to study that getting a personal loan with good credit but low income help guide your assessment on whether a loan offered to you is the right fit.
The APR may vary considerably between different loans and different consumers, and since CashAdvanceIt is not a lender we can only provide a range of possible APR's that our consumers might see from our lenders.
Important Disclosures. Please Read Carefully. This service is not available in all states. If you request a loan in a particular state where such loans are prohibited, or in a location where WhiteRockLoans. com does not have an available lender, you will not be connected to a lender.
In some cases, you may be given the option of obtaining a loan from a tribal lender. Tribal lenders are subject to tribal and certain federal laws while being immune from state law including usury caps.
If you are connected to a tribal lender, please understand that the tribal lenders rates and fees may be higher than state-licensed lenders. Additionally, tribal lenders may require you to agree to resolve any disputes in a tribal jurisdiction. You are urged to read and understand the terms of any loan offered by any lender, whether tribal or state-licensed, and to reject any particular loan offer that you cannot afford to repay or that includes terms that are not acceptable to you.
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You should have a regular monthly income of at least C1000. You should also have an active bank account on your name. Upon approval you can attain up to C1500 and use the money any legal purpose you have. You can pay your utility bills or credit card dues, repair your car and manage expenditure for a medical emergency or any other exigencies.
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