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In Texas, it is commonly referred to as a Hard money loans 100 financing Cash Out. Texas home equity loan has a different structure compared to home equity loan from other States. The maximum loan-to-value (LTV) a borrower can get for their primary residence is only 80. For non-owner occupied homes or investment properties, it is looked at on a case by case basis. Depending on the borrowers situation and circumstances, the loan-to-value (LTV) is determined by each individual borrower.
Texas Cash Outs rule on the title is also different from a regular rate and term refinance loan.